An insurer must mail a notice of nonrenewal for professional liability coverage for legal and medical services at least how many days before the policy expiration date?

The correct answer reflects the requirement for insurers to provide adequate notice before the nonrenewal of professional liability coverage for legal and medical services. In North Dakota, the law mandates that an insurer must mail a notice of nonrenewal at least 90 days prior to the expiration date of the policy. This timeframe is established to ensure that policyholders have sufficient time to explore other coverage options and to avoid any lapse in essential liability insurance.

For those involved in legal or medical fields, maintaining continuous coverage is crucial due to the potential risks associated with their professional services. Thus, this 90-day notice requirement serves to protect both the professionals and their clients by ensuring that there is transparency and sufficient notice before any changes to their liability coverage take effect.