What does comprehensive coverage under an auto policy typically cover?

Comprehensive coverage under an auto policy is designed to protect against non-collision related damages. This type of coverage addresses a variety of scenarios that are outside the driver's control, such as theft, vandalism, natural disasters (like floods or hail), fire, and damage from animals.

While collision coverage specifically pertains to mishaps that occur when a vehicle collides with another vehicle or object, comprehensive coverage serves to broaden the scope of protection to include all types of unexpected events that do not involve a collision. This distinction emphasizes the importance of comprehensive coverage as it acts as a safeguard against a wide range of risks that vehicle owners may face.