What is NOT provided by the declarations page of a homeowners policy?

The declarations page of a homeowners policy serves as a summary of key information regarding the coverage provided by the policy. It typically includes important details such as a statement of policy limits, which outlines the maximum coverage amounts for various types of claims; coverage details, which summarize what is included in the policy; and the insured's personal information, which identifies the policyholder and provides contact details.

While the declarations page might contain a variety of coverage specifics and limitations, it generally does not explicitly state the exclusions in coverage unless they are fundamentally relevant to understanding the insurable risk. For instance, while it might mention certain coverages, such as dwelling or personal property, it is less common for the declarations page to clearly articulate specific exclusions, such as the lack of coverage for earthquake damage.

This information is typically found in the policy's terms and conditions or exclusions section rather than the declarations itself. Therefore, the assertion that the declarations page includes a statement regarding the non-coverage of earthquake damage is accurate, as this information would not be explicitly listed there.