What must insurers provide to policyholders about their rights in the insurance policy?

Insurers are required to provide policyholders with a disclosure of consumer rights to ensure that individuals are aware of their rights and protections under the insurance policy. This information typically includes details about the policyholder's rights to dispute claims, the process to file complaints, and other vital protections afforded to them by law.

Providing this information is crucial because it empowers policyholders to understand their legal standing, ensuring they can take appropriate action if they believe their rights are not being upheld. It promotes transparency between insurers and their clients, fostering trust and compliance with regulations designed to safeguard consumers.

The other options, while important aspects of insurance communication, do not specifically address the fundamental rights of policyholders. For example, a summary of coverage focuses primarily on what is included in the policy, details on premium increases relate to cost changes rather than rights, and information regarding claims procedures guides how to file a claim rather than outlining consumer rights.