Which provision requires the insured to protect damaged property from further damage?

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The provision that requires the insured to protect damaged property from further damage is referred to as "Duties after loss." This is a standard principle in many insurance policies, which stipulates specific responsibilities that the insured must undertake after a loss has occurred. Among these duties is the obligation to take reasonable steps to prevent further damage, which can include actions like securing the property from weather elements, theft, or neglect.

Understanding this provision is critical for policyholders, as failing to take necessary precautions can result in a reduction of the claim or even the denial of coverage for additional damages that occur after the initial loss. The "Duties after loss" clause emphasizes the importance of immediate action to mitigate damages, thereby helping both the insurer manage their risk and the insured to preserve the value of their property.

Other choices may include related concepts, but they do not specifically encapsulate the responsibility to prevent further damage as clearly as the "Duties after loss" provision does.

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