Which type of property is NOT covered under the dwelling policy special form Coverage A - Dwelling?

Coverage A under a dwelling policy special form specifically pertains to the structure of the dwelling itself, meaning it encompasses buildings that are used for residential purposes, including those structures that may be under construction.

The reason why land on which the dwelling is located is not covered is that dwelling policies are designed to insure buildings and structures rather than the land itself. The policy typically provides coverage for the physical structure, including improvements and additions, but does not extend to any land or real estate where the building sits.

In contrast, residential structures, buildings used for commercial purposes (subject to the policy specifics), and structures under construction can be included under different circumstances. However, the land itself does not fit the criteria for protection under this specific type of property insurance. Thus, claiming that land is covered by Coverage A would be incorrect.