Which type of report contains information regarding an applicant's past insurance claims?

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The loss experience report is the correct choice because it specifically focuses on documenting an individual’s history of insurance claims. This report provides insurers with a detailed account of the claims that a policyholder or applicant has made, including the nature of the claims, the dates they occurred, and the amounts involved. By assessing this information, insurance companies can evaluate the risk associated with insuring that individual and can adjust premiums or coverage options accordingly.

A health report generally pertains to an individual’s medical history and health status, which does not include past insurance claims. An insurance score report reflects an applicant's creditworthiness in relation to insurance, rather than detailing claims history. A credit report compiles information about a person's credit history, including debts, payment history, and credit accounts, but does not specifically address prior insurance claims. Therefore, these other types of reports do not serve the purpose of conveying past insurance claim information as a loss experience report does.

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